Bemidji, MN: Addressing the need for real-time management capability for their debit card programs and paving the way for future EMV compliant payments processing, Security Bank USA has selected EZswitch® G4 with Real-time Card Management (RTCM) as their new online interface to their Fiserv Precision core banking software and the First Data Star EFT network. The deployment of the new system in a virtualized VMware environment will provide the institution with a powerful, secure, and scalable end-to-end debit card management solution.
Serving the Bemidji community for over 100 years, Security Bank USA has always measured their success by the success of their customers. The selection of CSFi’s feature rich EZswitch G4 solution continues their long tradition of providing its customers with the very best in banking service, solutions and products.
The EZswitch G4 platform provides a highly customizable and EMV capable solution for financial institutions aiming to minimize costs, expand revenue sources, and maximize data and transactional security. The new installation will include CSFi’s integrated FraudBlock™ real-time fraud detection and prevention system as well as Sentinel™ Alert Notification providing unattended monitoring of ATM’s, core system interface, EFT network connection(s) and much more.
Additional system features and options for streamlining management of debit card operations, enhancing the cardholder experience, and reducing fraud losses include:
- Stand-in authorization using a positive balance file (PBF) and/or card limits (the system will authorize using a PBF or card limits when the host authorizing system is unavailable)
- Secure, single point of card maintenance entry
- Support for multiple ATM/EFT core banking systems
- Advanced drill-down capability for transaction and cardholder research and reporting
- ATM inactivity status updates
- Support for Cardholder Alerts (via email and SMS texts)
- System health check monitoring
- Reconciliation subsystem
- On-demand ATM/EFT network denial rules
In order to realize the full revenue potential of their debit card programs, the bank will be utilizing the system’s integrated support for the First Data Star RTCM interface. The real-time tools incorporated into EZswitch G4 will enable the instant identification and leveraging of current trends in card usage and system status that are key to maintaining peak operational efficiency and realization of the full revenue potential of their debit card programs.
G4 Web-based apps will provide the bank with powerful front-end tools for managing their new system. Customers taking advantage of G4 report exponential improvement in ease-of-use, system navigation, transaction processing management, and general system control. G4’s “at-a-glance” view of the entire switch network and enhanced intuitive navigation tools, allow any authorized G4 user to easily access and manage the full capabilities of CSFi’s flagship EZswitch® and SWITCHWARE® products.
To learn more, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of EZswitch®, G4, EMV support, Virtualization and our entire suite of products, services and solutions.