EMV Chipcard

CSFi Certifies EMV Enabled Hyosung ATMs in SWITCHWARE

For over a decade, CSFi has offered proven integrated solutions for EMV acquiring, issuing, and issuer-processing support. CSFi EMV solutions take full advantage of EMV technology in providing secure cardholder authentication for most leading ATM brands including Diebold, NCR and Hyosung.

Chip Card

Click for information on how CSFi’s SWITCHWARE® and EMV Card Technology can pave the way for your successful migration to an EMV compliant payments platform.

By : Sales and Marketing /April 17, 2019 /EMV Chipcard, News, SWITCHWARE /0 Comment Read More

Data Center Inc. is Live with SWITCHWARE G4

Hutchinson, KS: Data Center Inc. (DCI) has now completed the conversion to SWITCHWARE® G4 to manage a network of multi-vendor ATMs for nearly 150 banks and financial institutions throughout the United States. Since 1963, the company’s superior technology solutions have enabled the improved profitability and competitive position of their customers. Operating as a data center, hundreds of community banks rely upon DCI to provide the most advanced core bank processing and management solutions available to keep them ahead of their ever-changing technology needs.

A leader in advanced web-based core technology, the latest release of their flagship “iCore 360” core banking system, and broad suite of ancillary products, provide a proven end-to-end solution for the optimization of every aspect of banking operations. The selection of SWITCHWARE G4 with Sentinel™ Alert Notification System to drive all of its customers ATMs ensures the peak performance and security of this critical delivery channel, resulting in increased operating efficiency, profitability and cardholder satisfaction.

SWITCHWARE G4 supports a wide variety of ATM brands with current implementations driving several hundred ATMs each using a single instance of SWITCHWARE.

SWITCHWARE® G4 EMV. SWITCHWARE’s EMV support functions now provide DCI with an “end-to-end” EMV solution for both ATM acquiring and smart card issuance, enabling conformance to current and future EMV standards for payment processing of smart card transactions and include:

  • Offline PIN verification
  • Application cryptograms (ARQC/ARPC validation)
  • Card risk management (offline risk parameters and authorization controls)
  • Card security code (CSC, CVV, CVV2), Chip card security Code (iCVV or Chip CVC)
  • Card verification results (CVR) support
  • Cardholder Verification Methods (offline, fallback, online, signature, no CVM)
  • All chip cards (ICC, contact or contactless, dual interface)
  • Combined DDA & Application (CDA) cryptogram support
  • Issuer Scripting & Issuer Action Codes (IACs)
  • Message Authentication Code (MAC) support

To learn more, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of SWITCHWARE®, G4 Web-Based Apps, Sentinel™, FraudBlock™, EMV support, Virtualization, and our entire suite of products, services and solutions.

By : Sales & Marketing /April 11, 2017 /EMV Chipcard, News, SWITCHWARE /0 Comment Read More

GBTI Chooses CSFi’s CardWizard® Real-time Interface

gbti_logoGeorgetown, Guyana: The Guyana Bank for Trade & Industry Ltd. (GBTI) has a rich and successful history of over 170 years that began with the establishment of the first commercial bank in British Guiana. A key driver of that success has been consistency in deployment of banking solutions aligned with customer lifestyles and business needs

Whether issuing a new card or replacing a lost or stolen card, Instant Card Issuance represents a truly differentiating and customer friendly innovation enabling both new and existing customers to walk into a branch and within minutes receive a fully activated payment card.

Currently, using an outsourced card provider to generate new cards, GBTI has licensed CSFi’s real-time interface to the Entrust Datacard CardWizard instant card issuance system. Once deployed, the new configuration will allow GBTI to issue new EMV cards instantly and then interface directly to SWITCHWARE® to instantly activate the cards for use.

Instant Card Issue Benefits

  • Enhanced Cardholder Experience New cards are issued and activated immediately
  • Enhanced Security Instant issuance eliminates the risk of cards being lost or stolen in the mail
  • Lowered Costs Eliminates the cost of temporary card issuance and other shipping and handling expenses
  • Increased Revenues Instant card activation facilitates immediate generation of interchange revenues
  • Customer Loyalty and Retention Instant card issue acknowledges customers’ “right now” sensibilities
  • Differentiation Instant card issue is expected by customers and a capability that separates the best from the rest

Today, GBTI with a SWITCHWARE® supported network of twelve branches, offers its clients a full range of modern banking services including Direct Banking and Debit Cards, a countrywide network of ATMs and Point of Sale Terminals, and a large network of correspondent banks facilitating international business transactions.

Easily integrated with SWITCHWARE customers’ current card issuing capabilities, CSFi’s Instant Card Issue functionality makes it easy to add Instant Card Issuance to any “customer-first” menu of convenient card services and features.

To learn more about Instant Card Issuance, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of Instant Card Issuance, SWITCHWARE®, EMV support and our entire suite of products, services and solutions.

By : Sales & Marketing /August 10, 2016 /EMV Chipcard, News, SWITCHWARE /0 Comment Read More

NYMBUS Chooses SWITCHWARE® for Multi-institutional ATM Driving and Switching

nymbus_iconMiami Beach, FL: NYMBUS, Inc. has selected SWITCHWARE® for their future EFT processing and transaction authorization needs. The new installation of SWITCHWARE will be employed by NYMBUS to support multiple financial institutions and utilize CSFi’s G4 web-based apps for powerful single sign-on monitoring and management of the new interface between the NYMBUS core banking system and Pulse EFT network.

“We are constantly on a quest to provide the best, most seamless and effective solutions to our financial clientele, and finding the right partners is at the heart of this pursuit,” said Scott Sharp, Chief Operating Officer of NYMBUS. “With that in mind, it was an obvious choice to select CSFi and its best-in-class SWITCHWARE product as we embark on this journey together.”

“Along with neural network (learning based) fraud prevention solution at the network level and customized rules built into our NYMBUS core, CSFi also offers us a world class fraud prevention system, FraudBlock™.  Fraud prevention takes a layered approach and CSFi’s solution presents the perfect augmentation to NYMBUS’s security and fraud prevention model.”

“CSFi is excited to be teaming with a revolutionary partner like NYMBUS. They bring a fresh, new approach to servicing the financial services market and we will gladly provide the technology and services that will allow them to thrive in the marketplace,” said Tony Cappadora, Vice President of Sales & Marketing at CSF International.

Operating in a VMware virtual environment, SWITCHWARE will include integration with the Sentinel™ alert notification system for unattended monitoring of NYMBUS core system interfaces, the Pulse EFT network connection and much more. The seamless integration of SWITCHWARE will also include certification with each NYMBUS core system, the Pulse EFT network and setup, plus configuration and testing for EMV chip card issuing.

NYMBUS is disrupting the core banking industry and providing a full-stack, end-to-end solution that never previously existed. Transforming the way traditional banks support and interact with their customers, the company offers its clients a modern, holistic software system that includes core banking functionality, single sign on access to an impressive suite of applications and the hardware and network infrastructure to power it all. Utilizing a private hosting environment, the NYMBUS IT infrastructure employs the highest security protocols in the industry.

CSF International (CSFi) is a global provider of electronic payment software providing solutions including in-house ATM driving and management, on-line ATM/debit core authorization interfaces, EFT network interfaces, fraud detection and prevention, ATM and debit card management, EMV smart card processing, graphical ATM monitoring and alert notification, ATM deposit automation, remote ATM key loading and much more. A worldwide clientele ranges from community banks and credit unions to national banks, holding companies and service centers.

To learn more, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of SWITCHWARE®, G4 Web-Based Apps, Sentinel™, FraudBlock™, EMV support, Virtualization, and our entire suite of products, services and solutions.

By : Sales & Marketing /July 19, 2016 /EMV Chipcard, News, SWITCHWARE /0 Comment Read More

National Bank of Bahrain Upgrading to SWITCHWARE® 3.12 with FraudBlock™

nbb_iconManama, Bahrain: Continuing its tradition of providing the highest level of security and convenience for their cardholders, National Bank of Bahrain (NBB) is upgrading to CSFi’s SWITCHWARE® 3.12 and FraudBlock™ real-time, rules-based fraud detection and prevention solution.

 Established in 1957 as Bahrain’s first locally owned bank, NBB has grown steadily to become the country’s leading provider of retail and commercial banking services. Market driven and customer led, the bank has consistently harnessed the latest in banking technology to deliver the most advanced, reliable and secure financial products and services available to its retail and corporate customers.

FraudBlock™

Designed to integrate seamlessly with the bank’s SWITCHWARE® ATM driving and debit card management solution, FraudBlock™ enables the screening of any card originated transactions for suspected fraud. Operating in both real-time and background near-real time modes, the real-time rules based fraud screening occurs during the processing of each transaction enabling the system to stop fraud before it happens.

The dynamic and highly parameterized nature of the system allows construction of unlimited combinations of alert triggers and validation rules. The highly intuitive client interface allows easy configuration and management of the solution to meet both current and future business requirements.

FraudBlock™ features include:

  • Real-time transaction processing and authorization
  • Blocking at the cardholder level
  • Unlimited on-demand network denial rules
  • Override features for individual cardholders
  • Risky merchant, country and “other” category designations
  • Compliance with Visa issuer rules
  • Detection of fraud based on card-not-present transactions
  • Fraud event alerting via email and SMS-text
  • Management of post-action outcomes when a rule violation occurs
  • Full client auditing and real-time transaction monitoring and research
  • Automatic logging of suspected fraud activity for future review and analysis
  • Ability to develop and disseminate ad hoc and canned fraud activity reports

TotalCARE™

The upgrade to SWITCHWARE® 3.12 and implementation of FraudBlock™ will be achieved using CSFi’s proprietary TotalCARE™ quality assurance testing and migration services. Utilizing a clone and target system to mirror the bank’s existing and future production systems, rigorous testing using proprietary CSFi utilities will certify that all compatibility, OS and application errors are identified prior to migration and ensure flawless performance in the bank’s unique operating environment.

To learn more, Register now at CSFi.com and enable full access to our web resources. Once registered, users have full access to brochures, videos and additional information fully describing the features and benefits of SWITCHWARE®, FraudBlock™, TotalCARE™, Sentinel™, EMV support, and our entire suite of products, services and solutions.

By : Sales & Marketing /April 22, 2016 /EMV Chipcard, FraudBlock, G4 Web-based Apps, News, SWITCHWARE /0 Comment Read More

IBC Becomes First SWITCHWARE® Customer to Issue EMV Chip Cards in the United States

IBC_Bldg_Pic

IBC_bankLaredo, TX: International Bank of Commerce (IBC), the flagship bank of International Bancshares Corporation, is now live with the first U.S. deployment of SWITCHWARE® EMV technology for its chip card issuance.

Having long relied upon CSFi’s comprehensive SWITCHWARE solution for in-house ATM driving and card management, including debit card issuing and electronic payment and transaction switching support, IBC worked with CSFi and Visa to complete EMV chip card testing in October and issued the first set of cards in November. Initial cards were issued to bank employees as part of a phased release, with the general customer release expected to take place in early 2016.

For more than ten years, CSFi has provided software solutions for EMV chip card issuing and acquiring to financial institutions operating in foreign markets. With the recent mandates from MasterCard and Visa, U.S. banks and financial institutions are now actively engaged in the conversion to EMV compliant payments processing platforms. Providing the highest form of card data protection available, EMV chipcards make it virtually impossible to duplicate or skim a card that could later be used for fraudulent transactions.

SWITCHWARE’s EMV support functions providing the bank with an “end-to-end” EMV solution for instant smart card issuance enables conformance to both current and future EMV standards and includes:

  • Installing a new EFT network interface (using custom data elements for EMV)
  • Marking of existing mag-stripe cards for EMV issuance in SWITCHWARE and notifying the EFT network or card production vendor with a common class field to designate EMV
  • System integration and setup for EMV issuer processing
  • Network EFT Certification (for online transaction processing)
  • CSFi remote system integration services for setup and conversion processing

Since inception, IBC has grown from less than $1 million in assets to more than $12.1 billion, making it one of Texas’ largest holding companies. Now serving 90 communities throughout Texas and Oklahoma with 212 branches and more than 325 ATMs, IBC’s success is the result of an aggressively proactive and innovative attitude. The bank’s “We Do More” philosophy reflects its dedication to the growth and success of its customers and communities.

Click to learn more on how CSFi’s SWITCHWARE® and EMV Card Technology can pave the way for your successful migration to an EMV compliant payments platform.

By : Sales & Marketing /December 02, 2015 /EMV Chipcard, News, SWITCHWARE /0 Comment Read More

First Citizens Bank Limited to Implement EMV Acquiring

fcb_logoPort of Spain, Trinidad and Tobago: Committed to continuous development of core competencies in response to customer needs, First Citizens Bank Limited (FCBL) will soon implement SWITCHWARE® supported EMV credit card acquiring for their ATM network.

As a full service bank, First Citizens provides personal, business and corporate finance solutions and is consistently engaged in the benchmarking of their systems to identify and implement changes necessary to surpass customer expectations.

For nearly a decade, CSFi has offered a proven integrated solution for EMV acquiring, issuing, and issuer-processing support. CSFi EMV solutions maintain the integrity of the payment transaction and take full advantage of EMV technology in providing secure cardholder authentication.

SWITCHWARE® EMV

The implementation of CSFi’s proprietary TotalCare™ solution will guarantee the seamless (no down time) integration of SWITCHWARE’s EMV support functionality providing FCBL with an EMV solution for ATM acquiring that enables conformance to both current and future EMV standards for payment processing of smart card transactions including:

  • Offline PIN verification
  • Application cryptograms (ARQC/ARPC validation)
  • Card risk management (offline risk parameters and authorization controls)
  • Card security code (CSC, CVV, CVV2) and Chip card security Code (iCVV or Chip CVC)
  • Card verification results (CVR) support
  • Cardholder Verification Methods (offline, fallback, online, signature, no CVM)
  • All chip cards (ICC, contact or contactless, dual interface)
  • Combined DDA & Application (CDA) cryptogram support
  • Message Authentication Code (MAC) support

Click for or more detailed information on how CSFi’s SWITCHWARE®, EMV Card Technology and TotalCare™ can pave the way for your successful migration to an EMV compliant payments platform.

By : Sales & Marketing /November 19, 2015 /EMV Chipcard, News /0 Comment Read More

Data Center Inc. Selects SWITCHWARE® G4

dci_iconHutchinson, KS: Data Center Inc. (DCI) has selected SWITCHWARE® G4 to drive a network of multi-vendor ATMs for nearly 150 banks and financial institutions throughout the United States. Since 1963, the company’s superior technology solutions have enabled the improved profitability and competitive position of their customers. Operating as a data center, hundreds of community banks rely upon DCI to provide the most advanced core bank processing and management solutions available to keep them ahead of their ever-changing technology needs.

A leader in advanced web-based core technology, the latest release of their flagship “iCore 360” core banking system, and broad suite of ancillary products, provide a proven end-to-end solution for the optimization of every aspect of banking operations. The selection of SWITCHWARE G4 with Sentinel™ to drive all of its customers ATMs will ensure the peak performance and security of this critical delivery channel, resulting in increased operating efficiency, profitability and cardholder satisfaction.

SWITCHWARE G4 supports a wide variety of ATM brands with current implementations driving as few as 10 ATM’s to close to a thousand…each using a single instance of SWITCHWARE.

SWITCHWARE® G4 EMV

SWITCHWARE’s EMV support functions will provide DCI with an “end-to-end” EMV solution for both ATM acquiring and smart card issuance, enabling conformance to current and future EMV standards for payment processing of smart card transactions and include:

  • Offline PIN verification
  • Application cryptograms (ARQC/ARPC validation)
  • Card risk management (offline risk parameters and authorization controls)
  • Card security code (CSC, CVV, CVV2), Chip card security Code (iCVV or Chip CVC)
  • Card verification results (CVR) support
  • Cardholder Verification Methods (offline, fallback, online, signature, no CVM)
  • All chip cards (ICC, contact or contactless, dual interface)
  • Combined DDA & Application (CDA) cryptogram support
  • Issuer Scripting & Issuer Action Codes (IACs)
  • Message Authentication Code (MAC) support

Click now, for a detailed description of all available SWITCHWARE® and G4 features and functionalities.

By : Sales & Marketing /October 02, 2015 /EMV Chipcard, News, SWITCHWARE /0 Comment Read More