EZswitch™
ATM/Debit On-Line Core System Interface
The EZswitch™ ATM/Debit On-Line Interface provides an interface to your core banking system and to an EFT Network to support on-line authorization of ATM and debit issuer transactions. Your core system will be responsible for performing all transaction authorizations and, if unavailable, the EFT Network will need to perform stand-in authorization. The main benefit of the on-line ATM/debit interface is to eliminate the bank’s exposure by authorizing transactions against current account balances. If your bank prefers that you perform stand-in processing instead of your EFT Network (normally a chargeable function), EZswitch™Plus solution is available.
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Functions:
- Online ATM/debit interface
- Core system interface
- EFT network interface
- ATM/EFT network monitoring
- Stand-in authorization (by EFT Network)
Benefits:
- Online memo posting of ATM/debit transactions
- ATM/debit transactions authorized using current balances
- Transaction logging and electronic queries
- ATM/debit transactions reflected in other bank systems
- Ability to change EFT networks without impacting core system interface
For a comprehensive comparison of EZswitch and EZswitchPlus functions, please click on this link: Comparison Chart
