EZswitch®
ATM/Debit On-Line Interface
The EZswitch® ATM/Debit On-Line Interface provides an interface to your core system and to an EFT Network to support on-line authorization of ATM and debit issuer transactions. Your core system will be responsible for performing all transaction authorizations and, if unavailable, the EFT Network will need to perform stand-in authorization. The main benefit of the on-line ATM/debit interface is to eliminate your financial institution's exposure by authorizing transactions against current account balances. If your financial institution prefers to perform stand-in processing instead of your EFT Network (normally a chargeable function), the EZswitch®Plus solution is available.

Functions:
- Online ATM/debit interface
- Core system interface
- EFT network interface
- ATM/EFT network monitoring
- Stand-in authorization (by EFT Network)
Benefits:
- Online memo posting of ATM/debit transactions
- ATM/debit transactions authorized using current balances
- Transaction logging and electronic queries
- ATM/debit transactions reflected in other bank systems
- Ability to change EFT networks without impacting core system interface
For a comprehensive comparison of EZswitch® and EZswitch®Plus functions, please click on this link: Comparison Chart

