EZswitch

ATM/Debit On-Line Core System Interface

The EZswitch™ ATM/Debit On-Line Interface provides an interface to your core banking system and to an EFT Network to support on-line authorization of ATM and debit issuer transactions.  Your core system will be responsible for performing all transaction authorizations and, if unavailable, the EFT Network will need to perform stand-in authorization.  The main benefit of the on-line ATM/debit interface is to eliminate the bank’s exposure by authorizing transactions against current account balances.  If your bank prefers that you perform stand-in processing instead of your EFT Network (normally a chargeable function), EZswitch™Plus solution is available.

 


 

Highlights

Functions:

  • Online ATM/debit interface
  • Core system interface
  • EFT network interface
  • ATM/EFT network monitoring
  • Stand-in authorization (by EFT Network)

 
Benefits:

  • Online memo posting of ATM/debit transactions
  • ATM/debit transactions authorized using current balances
  • Transaction logging and electronic queries
  • ATM/debit transactions reflected in other bank systems
  • Ability to change EFT networks without impacting core system interface

 

Related Information

EZswitch Diagram

EZswitch Brochure


For a comprehensive comparison of EZswitch and EZswitchPlus functions, please click on this link: Comparison Chart