Electronic Payment Software for ATM Terminal Driving, Transaction Switching and Card Management
SWITCHWARE® is an electronic payment and transaction switching system that provides ATM driving and management, POS acquiring and merchant management. The primary purpose of the system is to perform payment authorization and routing decisions, sending on-us transactions to a primary authorizer, switching foreign transactions to networks, standing in when the primary core system authorizer is unavailable and performing transaction processing decisions using predetermined financial institution settings. Additional functions include; electronic transaction logging, card management, EMV smart card support, interface to a HSM for cryptographic functions (including PIN validation, card authentication, key management, remote key loading, RSA authentication), MIS reporting, ATM/EFT network monitoring and automated alert notification. The system provides PCI DSS compliance and is PA-DSS validated.
VOLTDS® manages message delivery functions for SWITCHWARE® allowing it to communicate with other external nodes in the network including ATMs, POS devices, EFT networks and the core system.
SCREENSHOTS
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Functions:
- Transaction switching and routing
- ATM terminal driving and management
- POS acquiring
- On-line core system interface
- Card management
- Stand-in authorization when core system unavailable
- Interfaces to regional, national and international EFT networks
- ATM/EFT network monitoring
Benefits:
- Eliminate third party at-us, on-us transaction fees
- Eliminate miscellaneous third party monthly fees
- Generate additional fee income
- In-house autonomy and control
- Cross selling of services at the ATM
- Improved customer dispute resolution
- Faster speed to market for products and services
- Enhanced CSR information available
- Improved customer support
- Better understand your customers' usage patterns