This solution is meant for financial institutions who wish to associate loyalty or reward schemes to issued cards. The loyalty management system offers scheme enrollment, point redemption and multiple loyalty counters for a single card. Rewards types may be accumulated in points, mileage, coupons, cash back, bonus or purchase refund.

SWITCHWARE® would manage the direct interfaces required for the external authorization gateways like MasterCard or Visa. Backend loyalty and reward functions would be managed by the loyalty and rewards management system.