ATM/Debit On-Line Issuer System
This solution provides an interface to a financial institution's core system and an EFT Network to support on-line authorization of ATM and debit issuer transactions. The main benefit is to eliminate the bank’s exposure by authorizing transactions using current account balances. All authorizations are performed by the core system or the EFT Network when the core system is unavailable. As compared to the ATM/debit on-line core interface, this solution additionally provides ATM/debit card file management and stand-in authorization.
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Functions - All ATM/Debit On-Line Core Interface functions ... Plus
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ATM/debit card file management
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Stand-in authorization
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Limit checking
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Automated alert notifications
Benefits - All ATM/Debit On-Line Core Interface functions ... Plus
- Stand-in when core system unavailable and uses current balances
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Unique ATM and debit card limits
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Personalized cardholder limits
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Multi-institutiuon support
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Orderly server shutdown when extended power outage
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Fraud protection (requires EFT network to send advice messages)
For a comprehensive comparison of EZswitch and EZswitchPlus functions, please click on this link: Comparison Chart